Analyst

We’re Judo Bank. A purpose-built challenger bank, built on old-fashioned values like integrity, trusted relationships and an enterprising spirit. Born out of a desire to reinvent the craft of relationship banking for the Small to Medium Enterprise (SME) market, and to challenge the status quo in a market dominated by the four major banks. We started from a PowerPoint and a bold vision to make a difference in Australian business banking. In a few short years, we have grown significantly, and with offices around the country, Judo Bank is one of the fastest growing new banks in the world. We’re proud to support Australian SMEs and are a business built on trusted relationships, putting our people and customers at the centre of everything we do. Being agile and adaptive, we are purpose built to say yes, to make it easier for our customers to get the funding they need, when they need it. We pride ourselves on our personal relationships with customers, our diverse workforce and collaborative culture.

We deeply value diversity of background, experience and thought, and encourage First Nations people, LGBTIQA+ people, people from under-represented or minority backgrounds, people of all ages, and people living with disability to apply.

Now, about this role…

This role will deliver intelligent insight and risk management to our relationship bankers to assist in providing an amazing Judo customer experience. In this role you will contribute proactively to the ongoing refinement and enhancement of Judo’s proposition, processes, systems, and in everything you do, embrace Judo Culture and positively impact its evolution.

If you love:

• Supporting bankers in establishing & maintaining the ongoing care for a portfolio of SME business customers
• Performing credit analysis, including reviewing loan and credit applications, running credit reports, analysing loan extension and renewal requests, identifying risks, completing borrowing base analyses, and preparing collateral analysis reports.
• Presenting and organising the above information and data concisely, enabling quick decision-making and enhancing Judo’s speed to market
• Providing advice regarding the structuring of loans, including repayment schedules, interest rates, and other terms for client accounts. This includes structuring payment arrangements, funding loan advances, and reviewing documentation on loan closings to ensure all information is properly recorded.
• Providing advice and input on continuous improvement of systems, business and organisational methods to enhance customer value proposition
• Assessing customer’s needs, character, capacity, capital, and collateral to make decisions on the level of risk associated with their credit application
• Completing compliance and annual Reviews, submitting necessary reports to address compliance issues, and checking transactions to make sure all documents and records adhere to relevant federal and state banking laws.
• Business Development, supporting the origination of deals with new and existing customers

Desired Skills and Experience

A little bit about you…

The skills you’ve picked up along the way:

• Bachelor’s Degree or equivalent in a related field
• Ability to understand and form business structures
• Financial Management skills and strong financial acumen
• A high degree of digital literacy
• Investigative skills
• Problem-solving skills

Your life pre-Judo:

• Experience working in financial services or a related industry
• Australian working rights

Judo’s culture sets us apart…

Our Values

• Accountability – make the decision and own it. Do what you say.
• Performance – make today better, stronger and faster than yesterday.
• Teamwork – we’re not a team of champions, we’re a champion team.
• Trust – the foundation of our purpose and our relationships.

We are looking for people who are:

Resilient | Positive | Inquisitive | Hungry | Adaptive | Passionate | Courageous | Decisive | Hands on

What our team members say about us:

Our people are empowered to make decisions, take ownership, and have their say. Bureaucracy is left at the door and it’s all about the team. We are passionate about attracting, embracing and celebrating diverse talent. Judo is a place where everyone belongs, where our people and customers thrive because our unique differences make us collectively stronger. Our people work hard with our purpose in mind and have a lot of fun in the process – revolutionising Australian SME business banking and working in the best job they have ever had! We also recently placed first as in 2023 and we are one of in 2023.

Some of our Perks:

• Additional 2 weeks leave each year
• Yearly happiness allowance to spend on your health, family, a charity or whatever makes you happy (not your gas bill!)
• Big life event leave
• Home office set up allowance when you first start
• Flexible work environment
• And much, much more!

If this is the perfect fit for you, please reach out – we’d love to hear from you!

How Judo collects, uses, discloses, and manages the personal information you provide to Judo as part of the recruitment process is described . By providing us with your personal information, you consent to such collection, use, disclosure, and management of it as described in that Statement.